Legal

Identification data

This web page www.paymentinnovationhub.com is property of Payment Innovation Hub S.A. (henceforth “the HUB”) whose data is as follows:
Company Name:
Payment Innovation Hub S.A.
Tax identification code: A-67349985

Registered Office: Edificio Barcelona Tech City – Pier 01, Plaça de Pau Vila 1, 08039, Barcelona.

Telephone: 93 858 58 19
Email: info@paymentinnovationhub.com

Acceptance by the user

The present Legal Notice regulates access and use of the web page www.paymentinnovationhub.com (henceforth “the Web”) that the HUB makes available to users.
The term ‘’user’’ shall be understood to mean any person accessing, browsing, using or participating in services and activities of the Web.
Access and browsing of any user on the Web implies acceptance of this Legal Notice.
The Hub can offer through the Web services which are subject to special conditions of which the user will be informed through the Terms and Conditions of use of this service.

Use of the Web

The user agrees to use the Web, its services and content in accordance with the Law, the present Legal Notice, the relevant terms and conditions of use and public policy.
The user in turn is obliged not to use the Web, its services and/or contents for illicit purposes or effects, contrary to this Legal Notice, to the relevant Terms and Conditions, harmful to the interests or rights of third parties or in any way that, disable or damage the Web, services or content or prevent the correct enjoyment of the Web by other users.
The user undertakes not to impede or hinder access to the Web by other users through the massive consumption of computer resources that the HUB uses to provide this service, as well as not to perform any action which causes errors or damage to those resources.
The user undertakes not to obtain information, messages, graphics, drawings, sound and/or image files, photographs, recordings, software and in general any kind of material or element accessible through the Web or the services offered in it without the prior written consent of the HUB.
The user agrees not to introduce viruses, macros, applets, Active X controls or any computer program or element or logical device or sequence of characters that generate or are capable of generating any kind of alteration in the computer systems of the Hub and/or of third parties.
The user undertakes to make proper use of the contents and services (such as comments or forums), in the case that the HUB offers them on its Web and not to use them for illicit activities, contrary to good faith or to the legal order, or to disseminate content or propaganda of a racist, xenophobic, pornographic nature, to promote terrorism or to violate human rights.

Web access

Access to the Web is free of charge. On the other hand, some of the services or contents offered by the HUB may be subject to prior contracting of the service and a possible payment. These services will have Terms and Conditions of Use that will be made available to the user.
When it is necessary to carry out a registration or the provision of personal data by the user for the use of any of the services offered on the Web, in the collection and processing of these personal data, Article 8 of this Legal Notice shall apply, as well as the provisions of the relevant Privacy Policy.

Passwords

If for the use of any service offered on the Web, the user has to make some kind of registration, the user agrees to provide truthful and lawful information.
If, as a result of registration, the user is provided with a password, the user is responsible for the diligent use of the password and for keeping it secret.
The user shall be responsible for the proper safekeeping and confidentiality of any identifier and/or password provided by the HUB, and he/she shall not assign its use to third parties or others, either temporarily or permanently.
The user shall be responsible for the use of any of the services offered on this Web Site by any illegitimate third party that uses a password for this purpose because of negligent use or loss thereof by the user.
The user is obliged to inform the HUB immediately of any fact that allows the improper use of its identifiers and/or passwords e.g. the theft or loss of them, so that the HUB can proceed with their cancellation.
The HUB shall be exempt from any responsibility for the improper or illegitimate use of the identifiers and/or passwords by unauthorized third parties until it becomes aware of the theft or loss of such identifiers and/or passwords by the user.

Intellectual and industrial property

All Intellectual and Industrial Property rights of the Web and its contents, belong to the HUB or, where applicable, to third parties who are responsible for the exclusive exercise of the exploitation rights thereof in any form, in particular, as an illustrative and non-exclusive right to reproduction, marketing, copying, processing, distribution and public communication.
The reproduction, distribution and public communication of all or part of the contents of this Website, by any means, without the prior express and written authorization of the HUB are prohibited.
The user undertakes to respect and comply with the Intellectual and Industrial Property rights of both the HUB and third parties.

Third party links

In the event that links or hyperlinks to other web pages are included on the Web, the HUB will not exercise any control over these sites and their contents.
In no case will the HUB assume any responsibility for the contents of any link belonging to any other website, nor will it guarantee the quality, accuracy, reliability, availability, veracity or validity of the information contained in that website.
The HUB will only authorize mentions to its contents on other web pages, with the treatment they consider, as long as it is respectful, complies with the legislation in force and in no case reproduces, in any way, the contents owned by the HUB without the relevant written consent.

Data protection

The HUB takes all the necessary technical and organizational measures to guarantee the protection of personal data and to prevent its alteration, loss of processing and/or unauthorized access in accordance with the relevant Personal Data Protection legislation.
The user can provide the HUB with his personal data through the different forms that appear on the Web. These forms have access to the legal text on the protection of personal data in compliance with the provisions of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and the free movement of such data (General Data Protection Regulation).
The HUB may record data originating from your browsing and/or use of the Web, in accordance with the Privacy Policy.

Modification of the terms of this Legal Notice

The HUB reserves the right to modify this Legal Notice. The user acknowledges and accepts that it is his responsibility to review the website and this legal notice.

Applicable law and jurisdiction

In the event of any conflict or discrepancy in the interpretation or application of this Legal Notice, the courts and tribunals which, if any, will hear the case, shall be those provided for in the applicable rules on jurisdiction, and in the case of final consumers it shall correspond to the place of performance of the obligation or the place of residence of the consumer.
In the event that the user is a company, both parties submit, with express waiver to any other jurisdiction, to the Courts and Tribunals of Barcelona (Spain).