Driving together the future of payments
Payment Innovation Hub
Welcome to the hub
We are a joint venture from CaixaBank, Global Payments Inc, Visa, Samsung, and Arval that jointly promotes R&D projects on new payment and commerce solutions. This enables us to respond to new trends and consumer demands.
Research Areas
At the Hub we work on various research areas ranging from the use of biometrics to the application of the Internet of Things, including the use of new technology such as blockchain and machine learning.
As an open innovation platform, our mission is the agile development of prototypes by identifying market challenges.
A commitment to research and the spread of knowledge that fosters the collaboration and co-creation of innovative solutions in payment methods in sectors such as, for example, tourism, restaurants, and transport, amongst others.
Methodology
Innovating means defining challenges and promoting a better understanding of emerging technologies. To do so, we combine our partners’ expertise with an agile working method, to explore and market test each and every prototype we design.
Projects
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News from our blog
Mon, 17th January 2022
Welcome to the Payment Innovation Hub blog
Just when the Payment Innovation Hub, the first innovation hub in Spain that specializes in payment methods and solutions for businesses and one of the first in the world to be driven by a multi-sectoral company partnership (CaixaBank, Global Payments, Inc., Samsung, Visa and Arval) is about to celebrate its 4th birthday, it has launched this new channel of communication where sector news and trends can be found.
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Thu, 20th January 2022
What impact has COVID had on payment methods?
How has the pandemic influenced payments? Although we are still unable to calculate its final impact, the Payment Innovation Hub has gathered data and opinions from sector exports in a document that analyses the big trends regarding payments in Spain and the effect of the pandemic on shopping experiences and consumer transactions.
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Thu, 27th January 2022
The path towards digital payments
Despite paying in cash still being the most used payment method in Spain with figures way above the most advanced countries in the EU, digital payments are taking over. This growing trend which has been significantly driven by the COVID-19 pandemic is indisputable. However, besides the pandemic, regulation also plays a key role, as is shown by the new Law against Fraud.
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